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Buy vs Rent

Monthly rent: $

Monthly rental insurance: $

Expected annual inflation rate: %

Purchase price of home: $

Down payment amount: $

Length of mortgage term (years): #

Mortgage's annual interest rate: %

Discount points on purchase of home: %

Origination fees: %

Other loan costs: $

Mortgage Insurance (PMI): %

Homeowner's insurance rate: %

Monthly association dues: $

Average monthly maintenance: $

Annual property tax: $

State plus Federal income tax rate: %

Interest rate you expect to earn on savings: %

Expected percentage your home will appreciate by each year: %

Number of years you will stay at this property: #

Realtor commission rate: %

Total estimated cost of renting: $

Total estimated cost of buying: $