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The Ventura County Coastal Association of REALTORS® is a professional trade association of over 2,000 licensed real estate agents in West Ventura County, which includes the cities of Ventura, Oxnard, Camarillo, Santa Paula, Fillmore and Port Hueneme.

Our members abide by a strict code of ethics and have access to a wide variety of business services that are not available to non-REALTORS®. This gives them a competitive edge in the marketplace, enabling them to provide superior services to buyers and sellers of real property.

Use this site to find a REALTOR® find out the current status of home sales or to compare home prices in a neighborhood in which you may be interested.

Whether you’re buying, selling or renting, look to our web site for details that will help make the process simple. Please visit us often and tell your friends about us, too.


Ventura County-Flood Maps/Levees

      Flood Maps are changing or have been changed throughout Ventura County.  More

recently you may have read about the Oxnard Plain and its newly drafted flood maps SCR-1, River Park Levee and SCR-3, River Ridge-Victoria Estate-South Bank Neighborhoods).  Please be aware that other cities have or will also be facing possible changes.  (www.fillmoreca.con/fema.htm) The following information is to help you as REALTORS® know where to get the most up to date information for your clients and in some cases for yourselves.

      Detailed digital flood hazard maps are nearing completion.  The new maps reflect current flood risks and areas of recent growth and replace maps that are out of date.  Property owners will have up-to-date, reliable, Internet-accessible information about their flood risk—on a property-by-property basis. There are different risk areas and the flood maps refer to the areas as high, medium or low risk as “flood hazard zones” and the zones of highest risk as “Special Flood Hazard Areas.” 

       As Realtors® you will need to make buyers aware of possible changes in their flood risk status as well as the flood insurance requirements associated with a property.  Flood insurance is mandatory and is required for most mortgage holders. (If the lender is a federally regulated lender [FHA] as well as Government Sponsored Enterprises—Freddie Mac and Fannie Mae) Current rates are lower if purchased before December 31, 2009, after that the rates will be $1800 per year for residential—flood insurance rates are the same from all insurance carriers.

 

Sources of Information:

1. Flood Risk and Flood insurance-National Flood Insurance Program website: www.FloodSmart.gov

2. Ventura County Levee Information www.vcwatershed.com/levee  or Director Norma Camacho at norma.camacho@ventura.org; or Levee Certification Project Manager, Gerard Kapuscik at gerard.kapuscik@ventura.org

3. FEMA (digital version of FEMA’s official flood plain map effective on January 20, 2010, triggering the flood insurance requirement for affected property owners with federally-backed mortgages) www.map9-m.com/projects/ventura/  FEMA’s Toll-Free Number: 1-888-379-9531; FEMA’s Insurance Specialist—Janet Critchfield (510) 627-7266.

4. Digital versions of other panels on the countywide DFIRMs are also on www.map9-m.com/projects/ventura.

5. Floodplain Management Determination (Mapping or complex Technical questions):  Visit the Floodplain Management or Public Works Link for the city in question.  Unincorporated Areas—email Brian.Trushinski@ventura.org  include the property address and APN.


 California Department of Real Estate ** CONSUMER ALERT **